Guarantees

LIFETIME NO RATE INCREASE GUARANTEE

Your Formulated Health Plan comes with a lifetime no membership rate increase guarantee. We are proud to be one of the only health savings programs in America to provide this guarantee.

45 DAY SATISFACTION GUARANTEE!

We are so confident that you will be satisfied with our program, we give a 45 day risk-free, money back guarantee. You may return your member cards for a refund of your member fees less the activation fee. There are no refunds after 45 days.