Frequently Asked Questions

Q - How do we know if your Doctors are any good?
All Doctors must meet highly selective credentialing standards based on education, certification and licenses. An ethical and professional background check is completed as well. Members can visit any participating doctor on the plan and change providers at any time. We understand that your feelings towards a doctor are personal and want to make sure you find one you are comfortable with.

Q - Who are your Lasic Surgeons?
There are over 450 Board Certified LASIK Surgeons to choose from nationwide. The back of the membership card has a toll free number so that a representative can help you locate and review a Surgeon of your choice. Discounts are between $300 and $600!

Q - Do we have certain Doctors that we have to go to and will we be treated the same?
Yes, you'll have access to one of the largest medical resource networks in the country with over 500,000 Health Care Providers and you can change providers at anytime.

NURSE-LINE Questions
Q - How does this feature work?
Nurse Hotline offers toll-free access to experienced registered nurses, 24 hours a day, 365 days per year. The nurses are an immediate, reliable, and caring source of health and medical information, education, and support.

Q - Are members charged every time they utilize this benefit?
No. Members may use the Nurse Hotline as much as they need without worry of being charged over and above the membership fee.

Q - What issues would prompt a call to Nurse Hotline?
There may be a time when a member or family member is sick and in need of some expert medical advice without having to see a physician. Nurse Hotline can provide valuable medical information on over-the-counter drugs that may be helpful.

Q - Why is there an activation fee?
This goes to the cost of personalizing your membership cards and registering you and your family in all of the different areas of the enormous medical networks so that you may access the savings. It insures that we can keep the monthly cost down as low as possible AND guarantee NO RATE INCREASE FOR LIFETIME. This one-time fee is non-refundable.

Q - Will the cost of membership increase?
Once you join the Formulated Health Plan, your membership rates will never increase as long as you remain a member.

Q - Is this program insurance?
No. This is not insurance, nor is it intended to replace insurance. This is a Nationwide Discount Medical Program. An alternative to expensive and wasteful traditional insurance.

Q - Who is covered under the family membership?
The family plan covers all residents in the household, including children ages 18 thru 26 if they are college students, parents, relatives and significant others.

Q - What if I end up getting insurance?
Keep in mind, even if you get other Health or Dental coverage, the Formulated Health Plan can save you money on products and services not usually covered by insurance, such as orthodontics and elective or cosmetic outpatient surgery.